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Facing Policy Surrender or Lapse?Discover Other Options

When unexpected changes lead you to consider surrendering your life insurance policy, explore options that let you access cash while still keeping valuable protection in place.

  • Please Make Sure Your Sound is On!!!

  • Discover YourCash Potential

    Get Your Free Evaluation Today and See How Much Cash You Can Access While Retaining a Death Benefit!

    Why Surrendering Solutions is Unlike Any Other Option!

    Reason #1

    Access Cash Without Losing Coverage!

    Loan for Life® allows you to receive up to95% of your policy's net cash value(minus closing costs) without surrendering it. This unique loan helps you tap into your policy’s value now, while keeping vital coverage for your loved ones intact.

    Reason #2

    No More Premium Payments

    With Loan for Life®, you can keep an interest in your policy’s death benefit—without any ongoing premium costs. Unlike other loans, there’s no added financial burden, just peace of mind.

    Reason #3

    A No-Recourse Loan Tailored for Policy Owners

    Loan for Life® is fullynon-recourse, meaning it’s secured solely by your policy’s cash value and death benefit. Your other assets remain untouched, and nothing is reported to credit bureaus. Plus, the proceeds aretax-free, allowing you to access funds without triggering a taxable event.

    Of Course! Next Step Please!

    AnInnovativeSolution

    SNAPSHOT How it Works!!!!

    45yo

    Age

    $100K

    Initial Contribution

    $105K

    Projected Annual Tax Free Income Age 65

    $2.6 Million

    Projected Tax Free Income Over the 1st 20 years of Retirement

    Of Course! Next Step Please!

    Here's WhatClients Are Saying!!!

    Why Consider

    Loan for Life® Before Surrendering?

  • Gain Cash Now Without Losing Coverage: Access up to 95% of your policy’s cash value and keep a death benefit, providing financial support now and security for your loved ones.

  • Eliminate Premium Payments While Keeping Benefits: No more premiums to worry about—Loan for Life® allows you to maintain your policy benefits without ongoing payments.

  • Avoid Costly Tax Liabilities: Surrendering a policy can lead to tax obligations, reducing your cash value. With Loan for Life®, you gain tax-free access to your funds, preserving more of your policy’s value.

  • Protect Your Other Assets with a No-Recourse Loan: Loan for Life® is fully non-recourse, meaning it’s secured only by your policy’s cash value and death benefit—your other assets are never at risk.

  • Discover YourCash Potential

    Get Your Free Evaluation Today and See How Much Cash You Can Access While Retaining a Death Benefit!

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